1. This Privacy Policy
1.1 IVAUK.net is committed to protecting your personal information and other data provided to IVAUK.net via this Website. Please read this Privacy Policy carefully as it contains important information about the use of any information you provide to IVAUK.net via this Website. This Privacy Policy explains what information IVAUK.net collects about you, and how IVAUK.net collects and uses your information, including setting out the circumstances where IVAUK.net could provide it to third parties.
1.2 Because of the financial nature of IVAUK.net’s business, IVAUK.net’s products and services are not designed to appeal to or to be sold to persons under the age of 18. Therefore, IVAUK.net does not knowingly attempt to solicit or receive any information from children.
2. What information does IVAUK.net collect and what does IVAUK.net do with it?
2.1 To take advantage of some of the services offered via this Website you might be required to register your details. IVAUK.net and any third parties who hosts or maintains this Website may need to collect information about you and your computer to enable you to do so. The information will be collected when you choose to use one of the services available via the Website.
2.2 IVAUK.net may use the information which it collects to personalise your experience on the Website, to help you to log-in in future, to continue to use the Website, and to help IVAUK.net select services or materials for inclusion on the Website which may be of interest to you. IVAUK.net may, from time to time, use your information to recommend other products or services to you. Occasionally, IVAUK.net may contact you by letter, telephone or e-mail to inform you about other products and services which may be of interest to you. To exercise your right to "opt out" of this service you should e-mail
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2.3 IVAUK.net may use your information to notify you of news about IVAUK.net, changes to the Website, special events or new services that IVAUK.net thinks may interest you. If, at any time, you would rather not receive any such information, please e-mail
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. In these circumstances, IVAUK.net will need to keep your information on file so that you can continue to use the Website and so that IVAUK.net can deal with the administration and security of the Website, but IVAUK.net will not e-mail you or contact you by telephone, fax or post without your consent.
2.4 The nature of IVAUK.net’s business is such that IVAUK.net may on occasion ask you to provide sensitive personal data as defined in the Data Protection Act 1998 (for example, questions relating to your health where that information is required in order to provide life insurance quotations). Where IVAUK.net does so, IVAUK.net will request your explicit consent to the use of such sensitive personal data. Where you consent to provide IVAUK.net with this information IVAUK.net will take appropriate measures to protect such sensitive personal data.
2.5 IVAUK.net or third parties hosting servers on IVAUK.net’s behalf may also monitor traffic patterns and usage of the Website to help it to improve the Website design and lay out. Such monitoring will not be identifiable to your personal use of the Website.
2.6 Please note that IVAUK.net is not responsible for what any third party content provider or other third party offering goods and services via Websites linked to this Website may propose to do with information about you. So please ensure you read their terms and conditions carefully.
2.7 In order to ensure that we have the most up to date information from you so that we can ensure you receive the best possible service from us, please email us at
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(placing update in the subject box) to notify us of any changes to your personal information.
3. Sharing of Information with Third Parties
3.1 IVAUK.net will only disclose your personal information to the providers of financial products and services relevant to the products you have selected and/or that we think might be of interest to you and to third parties who help IVAUK.net to maintain, administer or develop the Website but that information is only given to those third parties for that limited purpose. If you wish to restrict the way in which we make your information available to third parties we will, unfortunately, be unable to assist you and you should not enter your details. The third parties to whom we pass your information will be obliged to hold your data in accordance with the Data Protection Act 1998 and any other applicable laws. In addition, IVAUK.net may provide aggregate statistics about its customers, sales, traffic patterns and related Website information to reputable third parties, but these statistics will include no personally identifying information.
3.2 IVAUK.net reserves the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate its systems properly, or to protect itself or its users.
4. Your Consent
4.1 You acknowledge and agree that:
4.1.1 in the course of registering or using this Website and any services offered via this Website, certain information about you will be captured electronically (including sensitive personal data where required, but this will be subject to you giving your explicit consent in such cases) or otherwise and transmitted to IVAUK.net or and, potentially, to any third parties as set out above, or to third parties who host IVAUK.net ‘s web servers or assist IVAUK.net in maintaining this Website; and
4.1.2 IVAUK.net may send your information outside of the European Economic Area for processing or use in accordance with this Privacy Policy.
4.2 By using this Website, you expressly agree to the collection and use of your information for the purposes set out in this Privacy Policy.
5. Contests and Competitions
From time-to-time IVAUK.net may request information from users for the purposes of running contests or competitions. Participation in these contests or competitions is completely voluntary and the user therefore has a choice regarding whether or not to disclose this information.
6. IVAUK.net’s Responsibilities - How does IVAUK.net protect user information?
As required by the Data Protection Act 1998, we follow strict security procedures in the storage and disclosure of information which you have provided via this Website, to prevent unauthorised access. We shall take all reasonable steps to ensure your personal details remain secure, however, we cannot guarantee the security of any information you provide through the Website. You agree that we will not be liable for any such security breaches unless they have been caused by our wilful neglect.
7. What are ‘Cookies’ and how does IVAUK.net use them?
7.1 A cookie is a piece of information that is stored on your computer’s hard drive by your Web browser. On visiting the Website, your computer server will use the cookie to guarantee a secure connection. Most browsers accept cookies automatically, but usually you can alter the settings of your browser to prevent automatic acceptance. If you choose not to receive cookies, you may not be able to use certain features of this Website.
7.2 IVAUK.net may conduct analyses of user traffic. These analyses will be performed through the use of IP addresses and cookies which are required to ensure a secure server connection. IVAUK.net does not use cookies to store any personal data or browsing habits.
7.3 Third parties such as advertising agencies and content providers may use cookies on this Website to collect personal information about you. IVAUK.net recommends that you read the privacy statement of any third party before using their Website. IVAUK.net is not responsible for the use of such cookies or any other ways in which your personal data may be collected or used by such third parties.
8. Changes to Privacy Policy
IVAUK.net reserves the right to add to or change the terms of this Privacy Policy in its sole discretion, without prior notice to you. If IVAUK.net changes this Privacy Policy, IVAUK.net will post the new Privacy Policy on the Website, and it will become effective from the time of posting to the Website. Please visit this Privacy Policy on a regular basis to make sure you have read the latest version and you understand what IVAUK.net does with your information. Wherever possible, IVAUK.net will give you notice of any changes prior to their implementation.
9. General
This Website contains links to other websites. Please be aware that IVAUK.net cannot be held responsible for the privacy policies of such other sites. IVAUK.net encourages its users to be aware when they leave the Website and to read the privacy statements of each and every Website that collects personally identifiable information. This privacy statement applies solely to information collected by this Website.
10. Feedback
If you have any queries or problems with regard to this Privacy Policy or the uses to which IVAUK.net puts your information or wish to withdraw your consent to the use to which your personal data may be put (this may limit your ability to make effective use of our services), please contact IVAUK.net via the link shown below.
Contact us if you have a question about our terms or policy.